Automated strategy review
Mutual-fund allocation changes are often manual and small, around 0.5% to 1% at a time. Portfolio Planner is built to evaluate strategy evidence automatically, so review starts from data instead of spreadsheet drift.
One workspace for wealth, research, and guarded execution.
Portfolio Planner brings all your assets across brokers into one operating view, then lets you test multi-factor strategies and option ideas before any capital decision is promoted.
Unified wealth viewBroker holdings, cash, CAS imports, dividends, and trading records in one place.
Multi-factor backtestsResearch can rank signals using valuation, momentum, quality, risk, and cost context.
Guarded operationsDry-run, shadow, and live modes remain explicit operator-controlled states.
IST operations · sample data
Full wealth picture
Holdings, transactions, dividends, cash, allocation, goals, income, movers, and health are visible before decisions.
Portfolio value₹2.84Cr
Cash buffer₹18.6L
Passive income₹42.3K
Health checks16 / 18
Allocation driftNSE + CAS
NIFTY 50 coreTarget 38%
+1.8%Direct equityTarget 22%
ReviewDecision contextBefore action
✓
Ledger reconciledHoldings, transactions, dividends, and cash agree with broker sync.
✓
Tax and cost model attachedIndian cost assumptions are visible before strategy comparison.
!
Concentration alertOperator review required before increasing exposure.
User-defined option strategies
Strategy work is not limited to static model portfolios. The workspace documents scanner logic, dry-run execution, risk gates, exits, and audit trails so an operator can test option workflows with production-style controls.
Whole-portfolio context
Research, broker sync, F&O operations, mutual-fund statements, dividends, cash, goals, and allocation health sit together before the operator changes exposure.
See the whole portfolio before changing exposure.
A complete ledger gives serious investors one view of holdings, transactions, dividends, cash, allocation, goals, income, movers, broker records, and portfolio health.
Performance dashboard · from the product
Portfolio health
Allocation within band38%
Income and dividends24%
Review required16%
Health is framed as decision context, not a buy or sell instruction. Allocation, income, concentration, and broker state are reviewed together before changing exposure.
Broker-connected, strategy-led.
Portfolio Planner connects operational data without becoming only a brokerage screen. Research remains isolated from order access, while strategy evidence is built from backtests and dry-run records.
Broker sync
Connect brokers for visibility, token health, holdings, orders, reconciliation, and controlled operations while credentials remain encrypted and server-side.
DH
DhanHQTrading role restricted by current mode
HealthyZE
ZerodhaHoldings and sync events available
HealthyCA
CAS importsMutual fund statement context
ReviewResearch lab
Test multi-factor ideas, compare strategy variants, and review evidence before changing the real portfolio.
Historical replaySimulation only
Replay scanner and exit logic against historical option-chain snapshots and bhavcopy data.
CAGR—
Drawdown—
Sharpe—
XIRR—
Exact 10-year coverage is a product feature.
The public benchmark is anchored to a calendar-true 10-year window. Our research run stays visible beside it with the internal strategy context, so the comparison is auditable rather than cherry-picked.
Annualized return comparison
Public fund CAGR versus the combined strategy report.
What the highlight communicates
Benchmark window2016-06-29 to 2026-06-29
Benchmark CAGR17.85%
Our gross CAGR26.30%
Our net-of-tax CAGR23.68%
The research run spans 2016-01-01 to 2026-06-29, uses a point-in-time NIFTY 500 universe, monthly rebalancing, yfinance data, and cost and tax modeling.
Open comparison pageMove toward real capital only through gates.
Strategy execution is presented as guarded operations: dry-run, shadow, live promotion, confidence gates, margin checks, kill switches, drawdown caps, and broker-health downgrades.
Promotion path
DRY_RUNSimulate strategy behaviorUser-defined and built-in strategy logic can be evaluated without broker-side order placement.
SHADOWCompare against live conditionsThe system observes fills, margins, and broker health without moving capital.
LIVEOperator-controlled promotionMode changes require evidence, limits, and explicit operator command.
Kill switches
Block new entries while existing positions continue to be monitored and recovered.
Risk envelope
Drawdown caps, margin checks, Greeks, and concentration rules make limits explicit.
Audit trail
Token events, reconciliation logs, broker-orphan checks, and alerts are part of operations.
Advisory AI
AI summarizes context, explains trades, and surfaces risks while order control stays explicit.
Designed around Indian market workflows.
The workspace is built for NSE/NIFTY operations, IST schedules, DhanHQ and Zerodha connections, NSE F&O, CAS imports, and Indian cost and tax assumptions.
NIFTY and F&O context
Strategy research can account for option-chain snapshots, bhavcopy data, scanner logic, exits, market-session timing, and multi-factor backtest evidence.
DhanHQ and Zerodha
Broker connections support visibility, sync health, role separation, token audit events, and controlled operations.
CAS and tax modelling
Portfolio context can include mutual-fund statement imports, dividends, income, goals, and India-specific cost assumptions.